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Tom Fleming
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  • Pembroke, MA
  • United States
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  • Tiffany Wolfe
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Tom Fleming's Discussions

PMI on construction loans?

Due to an involved situation with our financials....we are going for a 95% loan for which we have been approved for....conditional upon approval from the PMI company.I'm hearing now that it's…Continue

Started Mar 13, 2011

#1 versus #2 logs?
3 Replies

anyone know if the diff between #1 and #2 logs is a significant issue?...we have the possibility of getting #2 D logs with round logs for our truss and interior vs. squared off ones?

Started this discussion. Last reply by Bob Warren Jan 17, 2011.

Log Home financing
7 Replies

Hi Guys,           Yet another situation......we 're running into banks that want a recently (6 mos) comp for a log home within a mile or two of our proposed home...yet none exist to my knowledge at…Continue

Started this discussion. Last reply by David Ramey Dec 1, 2010.

Modular log cabins
25 Replies

I'm only looking to gather all pertinent info on the log cabin concept so I thought I'd post an inquiry as to whether anyone has any opinion/experience on modular log…Continue

Started this discussion. Last reply by Tim Bullock Nov 23, 2010.

 

Tom Fleming's Page

Latest Activity

Tom Fleming replied to Tiffany Wolfe's discussion Log home furniture decor
"thanx for your reply...so you don't have actual wood/log vanities,correct?"
Jan 25, 2012
Tom Fleming replied to Tiffany Wolfe's discussion Log home furniture decor
"Hi Tiffany,             WE ARE BUILDING A LOG CABIN IN pEMBROKE,mA AND WE ARE LOOKING FOR BATHROOM VANITIES. sELL…"
Jan 25, 2012
Tom Fleming posted a discussion

PMI on construction loans?

Due to an involved situation with our financials....we are going for a 95% loan for which we have been approved for....conditional upon approval from the PMI company.I'm hearing now that it's difficult to get PMI on a construction loan and being approved for the loan from the bank really has no bearing on how the PMI company will  act.Anyone have any insight?                                    TIA,TomSee More
Mar 13, 2011
Bob Warren replied to Tom Fleming's discussion #1 versus #2 logs?
"Tom,   The LHC grading is a structural grading program. The difference between a number 1 and number 2 is that the number 1 is about 20% stronger. That difference will not matter in a wall log, both will be far more than is…"
Jan 17, 2011
Tom Fleming replied to Tom Fleming's discussion #1 versus #2 logs?
"Morning Bob,       Thanx for your response.The grading is thru the Log Home Council.The #2 log is throughout the entire house...with the round logs being used for the truss...the porch supports...the loft supports....and…"
Jan 17, 2011
Bob Warren replied to Tom Fleming's discussion #1 versus #2 logs?
"Yes I do know the difference.  However, which grading program is being used and where are the various grades of logs going to be used in the building ?  That information is necessary to determine how relevant the grade is.    Bob…"
Jan 16, 2011
Tom Fleming posted a discussion

#1 versus #2 logs?

anyone know if the diff between #1 and #2 logs is a significant issue?...we have the possibility of getting #2 D logs with round logs for our truss and interior vs. squared off ones?
Jan 16, 2011
David Ramey replied to Tom Fleming's discussion Log Home financing
"It takes people with a lot of guts to build anything these days no matter how good their credit is. My advice would be to go to your local hometown bank and try for a construction loan and then convert it into a mortgage when you get occupancy…"
Dec 1, 2010
Tom Fleming replied to Tom Fleming's discussion Log Home financing
"Thanx so much Donald......that was incredibly helpful!!.....hopefully some banker may be open minded enough to entertain the contained concepts Thanx again Donald!! Tom"
Nov 27, 2010
Tim Bullock replied to Tom Fleming's discussion Modular log cabins
"David, Sorry but there is hope......home building should be "emotional" and not just shelter.......YES.......society largely functions with "stimulus response" eg: Granite counter tops on top of particle board does not a good…"
Nov 23, 2010
Tim Bullock replied to Tom Fleming's discussion Modular log cabins
"Greg, You have a market and I applaud your ingenuity in designing something made of wood that can be towed down the highway. However, to suggest that it is a log home is a misnomer. I can hear the anguished cries of the pioneers that wrestled with…"
Nov 23, 2010
Donald Parsons replied to Tom Fleming's discussion Log Home financing
"Tom: Give this link to your bank and/or appraiser for assistance. http://www.loghomes.org/uploads/New_AppraisingLogHomesbrochure.pdf It is from the Log Homes Council web page and was written by Marshall Swift - the people who train how to do…"
Nov 23, 2010
Tom Fleming replied to Tom Fleming's discussion Log Home financing
"Thanx for your reply Ed......we're trying to build in Ma......I spoke to Gregg before and they want 20-25% down......a deal killer for me unfortunately Tom"
Nov 23, 2010
ed ziobro replied to Tom Fleming's discussion Log Home financing
"Sometimes an appraiser can use a non-log home as a comp. As long as the home being used as a comp. has some rustic attributes to it, such as an exposed rafter and roof system, Heavy timber ceiling beam system, stone or wood siding on the exterior ,…"
Nov 23, 2010
Tom Fleming replied to Tom Fleming's discussion Log Home financing
"i'll check it out charis!!......and a very Happy Thanksgiving wish to you as well! tom"
Nov 22, 2010
CharisB replied to Tom Fleming's discussion Log Home financing
"Here is an old thread discussing this very issue: http://www.loghomeu.com/forum/topics/financing-a-log-home It's about 18 mos. old now, so might not have a ton, but worth checking out. I've heard (not experienced) that it's not a…"
Nov 22, 2010

Profile Information

Tell us about yourself:
Karen and i HAVE A BASIC FLOOR PLAN IN MIND AND ARE LOOKING FOR A LOCAL LOG COMPANY AND BUILDER
Are you lucky enough to be living in a log home?
no
What timeframe are you looking to start your dream home?
Within 12 months
Website:
http://landofpawz.com

Tom Fleming's Blog

Looking for a log home company/builder for south of Boston,Ma

We pretty much have the home designed that we'd like to have built which would be in place of a existing summer cottage.....due to building restrictions and granted variances ( another story in and of itself!) we can only go 18ft wide by 50ft long towards the water....all existing cabins/models don't fit our needs so I guess it will take a custom design

TIA Tom & Karen

Posted on November 4, 2010 at 10:33am — 2 Comments

Comment Wall (3 comments)

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At 8:53am on November 5, 2010, Randy Esposito said…
Hi Tom,

We can do pine as well but in the grand total there is not much difference in price. Are you doing one story or two? Are you using the existing foundation? I build all types of homes, not just log. Even with ground up construction on a modular, it would be hard to do it for that price.

But I work very hard to get a house to come in on a clients budget. There are ways to get a log home at a lower cost (no post & beam roof, stick framed or trussed, etc).

If you can give me more details on what is involved and what does or does not need to be done (for instance, do you have a sewer or septic already, do you need a well) I can see what we can do for that budget.

Randy
At 4:50pm on November 4, 2010, Randy Esposito said…
Hi Tom,

Left a comment on your blog post as well. We are located just south of the Mass border and are licensed in Mass. We build throughout CT, MA and RI. Our log packages come from Maine and we offer custom design as well.

Feel free to contact me at (860) 821-0599 or at randy@jenranhomes.com
At 10:33am on November 4, 2010, Dolly - Es Log Home Restorations said…
Hi Tom & Karen, Welcome to the neighborhood. Dolly
 
 
 

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